Commercial Real Estate Loans

Options for buying, refinancing, building, and repositioning commercial real estate

 

FULL CAPITAL STACK SOLUTIONS FOR COMMERCIAL REAL ESTATE OWNERS, DEVELOPERS, ENTREPRENEURS, AND ENTERPRISES:

For merchant builders the name of the game is IRR.; for everyone in the business though, it's risk-adjusted, levered returns. It very much is about the time-value of your money. But strategies differ, as do capital solutions. Commercial Real Estate Loans, Inc. and its team of expert commercial mortgage brokers, have a rolodex as deep as any other national establishment but we pride ourselves on what make us different: access to more lending institutions and more capital, more diverse capital structures and solutions, in-house underwriting, and the same obsessive, hand-on, client service for $1MM loans as $50MM loans.

Whether you are sourcing a mezzanine piece that can't be secured by a lien for your value-add office building opportunity, or you just need the best pricing on good, old-fashion Life Company Permanent Loan for your stabilized property; Commercial Real Estate Loans, Inc is here to leverage our relationships to your benefit first. Everyone else, including us, is secondary.

Full Capital Stack Solutions For Commercial Real Estate Entrepreneurs


COMMERCIAL MORTGAGE PROGRAM HIGHLIGHTS:

  • LTVs up to 75% (and 85% For Mezz & Preferred equity).

  • Loans from as little as $1,000,000 and up.

  • Amortizations up to 30 years.

  • Terms up to 25 years.

  • Life company, Bank, CMBS, Private & Institutional Financing options.

  • In-house Financial Analysts and Underwriters.

  • Obsessive, hands-on customer service.

  • If we don't close, we don't get paid.

Call Or Email For A Free Consultation
(866) 220-9389

Loans@CRE.Capital


A big thank you for making yourself available and arranging a fast refinance for me on my property!
— Trevor S; Longwood, FL, Feb 2017

CHECK OUT SOME OF OUR RECENTLY CLOSED TRANSACTIONS


REFINANCING AND BUYING COMMERCIAL PROPERTY

COMMERCIAL PERMANENT FINANCING

Permanent financing can be a tricky business. Small banks and credit unions vary substantially in options they offer; cmbs spreads move in and out as liquidity fluctuates. It is important to balance loan terms and guarantor (or carve-out guarantor) personal financials with properties financials; investors goals; property economics; and so-on. The right terms may be a 5 year balloon, or a 20 year fully amortizing loan with a life company. It may mean a non-recourse 10 year fixed CMBS deal, or a low leverage floating rate with a credit union. Whatever your goals; we work hard to build financial    models and debt offering memorandums that cater to what we know our relationship-lenders want to see. When it comes time to finance your stabilized commercial property; Commercial Real Estate Loans has the experienced commercial mortgage brokers and advisors on staff to get the job done; and get it done right. 

 

When building commercial property, you need a lender that understands costs, entitlements, and future-value. There is a balance that has to be reached between recourse, pre-leasing, pre-selling, cash vs land equity, leverage and of course; pricing. Not all banks or institutions have the same guidelines or understanding of different asset classes, developer goals/strategies, or sub-markets. It's important to leverage the relationships of your financial intermediary in order to negotiate the right terms with the right lender for your commercial development opportunity. When you have paid all your soft costs and impact fees, and are ready to break ground, sometimes it just boils down to certainty of execution. Whatever your goals; Commercial Real Estate Loans has the debt advisory team on staff to negotiate on your behalf and arrange the most competitive commercial construction financing the market has to offer. 

 
Bridge Loans.jpg

Sometimes you have to unlock the potential in a property, and many lenders can't see past construction or permanent financing. When repositioning a property, short term financing is usually the way to go; in the form of a commercial bridge loan. The benefits are that you can get a loan based on the total cost (cost perhaps being purchase price plus rehab, capex, tenant improvements, interest reserve etc.). Bridge loans for commercial properties will often have some kind of interest reserve built in if the cash-flow isn't strong enough. One of the other strengths of using bridge financing is that after you have added value or stabilized the asset (in the form of increased rents, improved occupancy, greater efficiencies in operating expenses, etc.), you can sell or refinance the asset and recapitalize, quite often without penalty. Although bridge loans have a long-time reputation for being expensive, there are plenty of bridge financing instruments that price in the mid 5%s in today's market; non recourse options though, tend to cost a bit more. When it comes time to add value to your property, the team of expert commercial mortgage bankers at Commercial Real Estate Loans will add value to your capital stack.


FULL CAPITAL STACK SOLUTIONS FOR COMMERCIAL REAL ESTATE
OWNERS, DEVELOPERS, ENTREPRENEURS, AND ENTERPRISES.

For merchant builders the name of the game is IRR.; for everyone in the business though, it's risk-adjusted, levered returns. It very much is about the time-value of your money. But strategies differ, as do capital solutions. Commercial Real Estate Loans, Inc. and its team of expert commercial mortgage brokers, have a rolodex as deep as any other national establishment but we pride ourselves on what make us different: access to more lending institutions and more capital, more diverse capital structures and solutions, in-house underwriting, and the same obsessive, hand-on, client service for $1MM loans as $50MM loans.

Whether you are sourcing a mezzanine piece that can't be secured by a lien for your value-add office building opportunity, or you just need the best pricing on good, old-fashion Life Company Permanent Loan for your stabilized property; Commercial Real Estate Loans, Inc is here to leverage our relationships to your benefit first. Everyone else, including us, is secondary.

Full Capital Stack Solutions For Commercial Real Estate Entrepreneurs


Testimonials

After all my negative experiences of recent years it has been a breath of fresh air... If I had not got to deal with you I do not know where we would be at present. It gives me enormous confidence to move forward with you on other deals.
— Nigel K; Multiple CRE & Multifamily Loans
We had tried several brokers to secure long-term finance but we were mostly strung along... Then we were introduced to you. You immediately cut to the chase and asked the questions that other brokers took the time to ask. Promptly, you responded to our questions and expedited actions... As a result, we were confident that we got the best deal... We are now saving thousands each month as well as paying off principal. Along the way, we refreshingly like the down-to-earth, friendly, positive and yet professional manner...
— Brett P; 26 Unit Apartment Loan
[Blake Janover] redefines the phrase “out of the box”! In the commercial real estate context, he brings expertise to the table well beyond his years, delivers where other brokers fail, and are a constant resource for any and all questions related to commercial real estate and development. His expertise is only topped by his dedication to his clients and a genuine desire to have them achieve their best results. I would highly recommend him for any and all matters relating to commercial real estate, whether on the debt side, equity side, or otherwise.
— Praveen K; Binghamton, NY, Bridge/Mini-Perm, Student Housing Portfolio Acquisition
Not only were all promises met, but beat by a long shot. He consistently went outside the scope of his required responsibilities. He was involved in every step of the process from initial contact to providing financial analyses on properties I was considering for purchase, to beyond loan closing and after my taking ownership of the new property. Blake is a negotiations expert, negotiating and renogotiating loan terms and fees, terms with the sellers, third party reports, and even repairs and deadlines that were being required by the city... They allowed me to step back and know that someone is working in my best interest.
— Albert B; Los Angeles, CA


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