AMI: Area Median Income in Commercial Real Estate

What is AMI in Commercial Real Estate?

AMI (Area Median Income) is a statistic published by HUD. It is the household income of the median (middle) household (in terms of wealth) in a region.  HUD releases the AMI for areas across the USA every year. AMI is used to determine who qualifies for its federal housing programs. 

HUD collects statistics of income limits for families within a specified region and compiles the data. This data can be used to determine Median Family Income (MFI) for any area in the country. The statistics garnered from this research help the housing department decide which areas qualify for certain federal housing programs.

The USDA provides a chart listing the AMIs across America
(http://www.rurdev.usda.gov/HSF-Guar_Income_Limits.html), which lists the
AMI of any specific address.


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