Warehouse Commercial Property Loans 

warehouse-loans.jpg

With the rise of e-commerce, more goods are being sold and shipped around the country than ever before. And, those goods need to be stored somewhere. That's where warehouses come in. While warehouses might not be the most visible part of the retail and industrial economy, they're incredibly essential to the success of millions of businesses across the United States.

In 2017 alone, the warehouse industry took in approximately $25 billion in revenue and employed nearly 240,000 people. So, if you're looking to get financing for your warehouse, Commercial Real Estate Loans, Inc. is ready and waiting to help. In particular, we finance: 

  • Warehouses

  • Light industrial properties

  • Mixed warehouse properties

  • Storage facilities

  • Packaging centers

  • Research facilities

  • Manufacturing centers

Warehouse Loan Terms

In general, our warehouse loan terms include: 

  • Loan Size: $500,000+

  • Loan Purpose: Loan can be used for property acquisition or refinancing, but cannot be used for business only-financing

  • Loan Term: 3, 5, 7 and 10-year fixed-rate terms

  • Amortization: 15, 20, 25 and 30-year options

  • Leverage: 75% LTV allowance (subordinate debt allowed)

  • DSCR: 1.40 minimum DSCR

  • Credit Score Requirement: 660 minimum

CMBS Loans For Warehouses

For warehouse owners seeking a larger amount of commercial property financing, Commercial Real Estate Loans, Inc. can arrange conduit loans, otherwise known as CMBS loans, for eligible projects. Our typical CMBS loans include:  

  • Loan Size: $2,000,000 and up

  • Loan Term: 5, 7, or 10 year fixed-rate loans

  • Interest Rates: 4.9% (for 10 year fixed)

  • Amortization: 30 years

  • Leverage: 75% maximum LTV allowance

  • DSCR: 1.25 minimum

  • Recourse: Non-recourse (with standard carve-outs)

SBA Loans for Warehouses  

Depending on the size and eligibility of the core business purchasing a warehouse, the SBA 7a and SBA 504 loan programs could be another excellent financing option. With SBA loans, warehouse-based business owners can purchase property, buy equipment and get working capital for their business. That makes these loans significantly more versatile for business owners who need more than just property to jumpstart their business growth. While SBA loans have a lot of benefits, they do have stricter requirements than most other kinds of financing, including increased credit score requirements. 

Get a Free Warehouse Property Loan Quote Today

For warehouse property loans from just $1 million and up, click the button below and fill out a short, secure form for a fast, easy, and free commercial loan quote from a commercial mortgage banker. You may also email us any time at loans@cre.capital.