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Last updated on Feb 1, 2023
2 min read

Small Balance Commercial Loans

Small commercial real estate loans can be difficult to find. However, Commercial Real Estate Loans, Inc., can help provide commercial mortgages from just $250,000. Eligible property types include multifamily, mixed-use, office, and self-storage assets.

In this article:
  1. Small-Balance Commercial Loans
  2. Commercial Property Loans From $250K to $1M
  3. Commercial Mortgage Terms For Small Balance Commercial Loans in 2023
  4. Eligible Property Types:
  5. What to Expect With Your Small-Balance Commercial Mortgage
  6. Get Financing
Start Your Application and Unlock the Power of Choice Experience expert guidance, competitive options, and unparalleled industry expertise.
Click Here to Get Quotes →
$5.6M offered by a Bank at 6.1%$1.2M offered by a Bank at 6.0%$2M offered by an Agency at 5.6%$1.4M offered by a Credit Union at 6.1%Click Here to Get Quotes!

Small-Balance Commercial Loans

Commercial Property Loans From $250K to $1M

Getting a small loan for a commercial property is often more complicated than obtaining a very large commercial loan. As it goes in capital markets, the costs are generally fixed as far as lenders are concerned. As a result, lenders spend the same amount of money — and sometimes more time — to originate a $1 million loan as they do for a $100 million loan. This results in many commercial lenders shying away from small-balance commercial loans.

With Commercial Real Estate Loans, you can apply for a commercial mortgage regardless of the size — and count on being approved. Our team focuses on niche lenders. We work with bankers physically located in the property submarket and then leverage our underwriting, existing relationships, technology, and years of experience to negotiate the best small-balance commercial loan terms you could imagine.

Get a quote in no time by filling out the form below.

Commercial Mortgage Terms For Small Balance Commercial Loans in 2023

  • Loan Size: Starting at $250,000

  • Term: Up to 10 years

  • Leverage: Up to 80% LTV

  • Amortization: Up to 30 years

  • Recourse: Full recourse

  • Prepayment: Step-down

  • Additional Highlights:

    • FICO scores from 580 and up

    • Stated income available

    • Low documentation loans available

    • Competitive interest rates

Eligible Property Types:

  • Restaurant

  • Retail

  • Warehouse

  • Self storage

  • Day care

  • Manufactured housing

  • Multifamily

  • Mixed use

  • Owner-occupied commercial real estate

  • Office

  • Light industrial

  • And many more

What to Expect With Your Small-Balance Commercial Mortgage

Our small-balance commercial loan division focuses on a strategic business partnership with one of the nation’s most successful small commercial loan lenders. Expect a fast close (with an average time of 35 days) with a direct lender that has completed more than 35,000 small commercial mortgages and $10 billion in transactions.

We'll send you quotes right away — simply fill out the form below.

In this article:
  1. Small-Balance Commercial Loans
  2. Commercial Property Loans From $250K to $1M
  3. Commercial Mortgage Terms For Small Balance Commercial Loans in 2023
  4. Eligible Property Types:
  5. What to Expect With Your Small-Balance Commercial Mortgage
  6. Get Financing

Getting commercial property financing should be easy.⁠ Now it is.

Click below for a free, no obligation quote and to learn more about your loan options.

Get financing →
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Commercial Real Estate Loans is a Janover company. Please visit some of our family of sites at: Multifamily Loans, Multifamily Today, Commercial Real Estate Loans, SBA7a Loans, CMBS Loans, Apartment Loans, HUD Loans, HUD 221d4 Loan, HUD 232 Loan, HUD 223f Loan, HUD 223a7 Loan, SBA Express Loans, SBA 504 Loans, and OpportunityZones Help.

Janover Inc.

6401 Congress Ave
Ste 250
Boca Raton FL 33487
(561) 556-7778 

hello@commercialrealestate.loans

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