Small Balance Commercial Loans
Small commercial real estate loans can be difficult to find. However, Commercial Real Estate Loans, Inc., can help provide commercial mortgages from just $250,000. Eligible property types include multifamily, mixed-use, office, and self-storage assets.
Small-Balance Commercial Loans
Commercial Property Loans From $250K to $1M
Getting a small loan for a commercial property is often more complicated than obtaining a very large commercial loan. As it goes in capital markets, the costs are generally fixed as far as lenders are concerned. As a result, lenders spend the same amount of money — and sometimes more time — to originate a $1 million loan as they do for a $100 million loan. This results in many commercial lenders shying away from small-balance commercial loans.
With Commercial Real Estate Loans, you can apply for a commercial mortgage regardless of the size — and count on being approved. Our team focuses on niche lenders. We work with bankers physically located in the property submarket and then leverage our underwriting, existing relationships, technology, and years of experience to negotiate the best small-balance commercial loan terms you could imagine.
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Commercial Mortgage Terms For Small Balance Commercial Loans in 2023
Loan Size: Starting at $250,000
Term: Up to 10 years
Leverage: Up to 80% LTV
Amortization: Up to 30 years
Recourse: Full recourse
Prepayment: Step-down
Additional Highlights:
FICO scores from 580 and up
Stated income available
Low documentation loans available
Competitive interest rates
Eligible Property Types:
Restaurant
Retail
Warehouse
Self storage
Day care
Manufactured housing
Multifamily
Mixed use
Owner-occupied commercial real estate
Office
Light industrial
And many more
What to Expect With Your Small-Balance Commercial Mortgage
Our small-balance commercial loan division focuses on a strategic business partnership with one of the nation’s most successful small commercial loan lenders. Expect a fast close (with an average time of 35 days) with a direct lender that has completed more than 35,000 small commercial mortgages and $10 billion in transactions.
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