Tap to get financing
Nasdaq: JNVRCommercial Real Estate Loans
Loan Options
Permanent FinancingLoans Under $1MBridge LoansMezzanine FinancingConstruction LoansUSDA 538 Loan ProgramLife Company LoansSBA 7(a) LoansSBA 504 Loan ProgramFannie Mae LoansFreddie Mac LoansCMBS LoansHUD Multifamily LoansFix and Flip LoansHUD 223(f) LoansHUD 221(d)(4) LoansHUD 223(a)(7) LoansHUD 241(a) LoansHUD 232 LoansHUD 232/223(f) LoansHUD 232 LEAN LoansHUD 232/223(a)(7) Loans
Property Types
All Property TypesRetailOfficeIndustrialApartmentsSelf StorageHotelLandChurchSchoolAuto DealershipAuto Repair ShopCar WashGas StationHealthcareMedical OfficeDental OfficeVeterinaryFitness CenterBowling AlleyConvenience StoreDay Care CenterGolf CourseAnchored Strip CenterRestaurantMarinaWarehouseFuneral Home
Resources
BlogCurrent Mortgage RatesForms and TemplatesCommercial Property for SaleCommercial MLS GuideGlossaryVideo LibraryApply OnlineHow to Get a CRE LoanFrequently Asked Questions
Calculators
Commercial Mortgage CalculatorCap Rate CalculatorNOI CalculatorDSCR CalculatorLTV CalculatorLTC CalculatorDebt Yield CalculatorYield Maintenance CalculatorInternal Rate of Return Calculator
About Us
About UsLeadershipTeamContactWe're Hiring
(561) 556-7778 Get financing →
Interest Rates

Today’s rates for a wide range of commercial property and loan types.
Check Today's Rates →

Newly Published
Aug 23 at Commercial Real Estate Loans
New York’s Industrial Properties: Reviewing H1 2023
Aug 2 at Commercial Real Estate Loans
How to Sell a Commercial Property in September 2023
Jun 30 at Commercial Real Estate Loans
The Comprehensive Guide to Industrial Property Financing in 2023
Explore the Janover Network
Sep 29 at SBA 504 Loans
SBA 504 Loans for Preschools and Daycare Centers
Sep 26 at HUD Loans
What Is Fair Market Rent? 2024 FMR Calculator by ZIP
Sep 25 at Multifamily Loans
Multifamily Minute Reader Reflections: How Do You Communicate Rent Increases?
Was This Article Helpful?
Last updated on Feb 1, 2023
2 min read

Healthcare and Hospital Property Loans

Commercial Real Estate Loans offers property loans for hospitals, clinics, surgical centers, and outpatient facilities. Bank loans generally start at $500,000, while SBA loans begin at $30,000, and CMBS financing at $2 million.

In this article:
  1. Healthcare Commercial Property Loan Terms 
  2. SBA Loans for Healthcare Facilities 
  3. Get Your Free Healthcare Property Loan Quote Today
  4. Get Financing
Start Your Application and Unlock the Power of Choice Experience expert guidance, competitive options, and unparalleled industry expertise.
Click Here to Get Quotes →
$5.6M offered by a Bank at 6.1%$1.2M offered by a Bank at 6.0%$2M offered by an Agency at 5.6%$1.4M offered by a Credit Union at 6.1%Click Here to Get Quotes!

Private healthcare facilities fill an essential gap in the American medical system. They often serve patients whose needs are too great for a private medical practice, but not severe enough to require hospitalization. 

Whether you're a small surgical clinic looking to refinance your property, or a large outpatient center looking to acquire a new building, Commercial Real Estate Loans has the know-how to help you get the financing you need. 

Healthcare Commercial Property Loan Terms 

While specific loan terms vary based on the individual customer, in general, our healthcare facility loan terms include: 

  • Loan Size: $500,000+

  • Loan Purpose: Loan can be used for property acquisition or refinancing (no business only-financing allowed)

  • Loan Term: 3, 5, 7 and 10-year fixed-rate terms

  • Amortization: 15, 20, 25 and 30-year options

  • Leverage: 80% LTV allowance (subordinate debt allowed)

  • DSCR: 1.30 minimum DSCR

  • Credit Score Requirement: 660 minimum

  • SBA Loans for Healthcare Facilities 

    For many healthcare facility owners and operators, an SBA 7(a) loan can be a great choice. Unlike traditional healthcare facility financing, SBA 7(a) loans and their financial sibling, SBA 504 loans, can be used to finance heavy equipment, not just real estate. Plus, SBA 7(a) loans can also fund working capital, an essential need for many healthcare facilities. Despite their benefits, SBA loans do have relatively strict credit and debt requirements. So it's important to keep that in mind before applying for this type of financing. The basic terms for SBA 7a financing include: 

    • Loan Size: $30,000 - $5 million (some exceptions for smaller loans may be granted)

    • Loan Purpose: Loan can be used for financing commercial real estate, equipment, and working capital

    • Loan Term:

      • Real Estate: Up to 25 years

      • Equipment: Up to 10 years

      • Working Capital: Up to 10 years

    • Credit Score Requirement: 660 minimum

    • Collateral: Additional collateral is often required

    • Documentation: Documentation for SBA 7(a) loans for healthcare facilities is extensive, and includes:

      • Year-to-date balance sheet

      • Business tax returns (for the last 2 years)

      • Business licenses

      • Personal tax returns and resumes for 20%+ owners

      • Projected financial statements (1-3 years)

    • Get Your Free Healthcare Property Loan Quote Today

      Get your free financing quote by filling out the quick form below. We'll get right to work on sourcing quotes for you.

    In this article:
    1. Healthcare Commercial Property Loan Terms 
    2. SBA Loans for Healthcare Facilities 
    3. Get Your Free Healthcare Property Loan Quote Today
    4. Get Financing

Getting commercial property financing should be easy.⁠ Now it is.

Click below for a free, no obligation quote and to learn more about your loan options.

Get financing →
Janover logo

Commercial Real Estate Loans is a Janover company. Please visit some of our family of sites at: Multifamily Loans, Multifamily Today, Commercial Real Estate Loans, SBA7a Loans, CMBS Loans, Apartment Loans, HUD Loans, HUD 221d4 Loan, HUD 232 Loan, HUD 223f Loan, HUD 223a7 Loan, SBA Express Loans, SBA 504 Loans, and OpportunityZones Help.

Janover Inc.

6401 Congress Ave
Ste 250
Boca Raton FL 33487
(561) 556-7778 

hello@commercialrealestate.loans

Commercial Real Estate Loans

Eligible Property Types
Mortgage Rates
Commercial Loan Calculator
Glossary

Site Information

Privacy Policy
Terms of Use

This website is owned by a company that offers business advice, information and other services related to multifamily, commercial real estate, and business financing. We have no affiliation with any government agency and are not a lender. We are a technology company that uses software and experience to bring lenders and borrowers together. By using this website, you agree to our use of cookies, our Terms of Use and our Privacy Policy. We use cookies to provide you with a great experience and to help our website run effectively.

Freddie Mac® and Optigo® are registered trademarks of Freddie Mac. Fannie Mae® is a registered trademark of Fannie Mae. We are not affiliated with the Department of Housing and Urban Development (HUD), Federal Housing Administration (FHA), Freddie Mac or Fannie Mae.

This website utilizes artificial intelligence technologies to auto-generate responses, which have limitations in accuracy and appropriateness. Users should not rely upon AI-generated content for definitive advice and instead should confirm facts or consult professionals regarding any personal, legal, financial or other matters. The website owner is not responsible for damages allegedly arising from use of this website's AI.

Copyright © 2023 Janover Inc. All rights reserved.