Gas Station Loans 


Gas Stations Keep US Fueled Up, And We Help Fuel Up Their FinanceS With Acquisition Loans, REFINANCING OPTIONS, and More 

Gas stations are an essential part of the American economy-- helping millions of drivers get where they need to go every day. But even gas stations need help when they want to grow or expand their business. So, whether you need $500,000 to refinance a medium sized gas station, or $2 million to acquire a brand new one, Commercial Real Estate Loans, Inc. has you covered. 

Gas Station Loan Terms

While specific loan terms can vary based on the individual customer, in general, our gas station loan terms include: 

  • Loan Size: $500,000+ 
  • Loan Purpose: Loan can be used for property acquisition or refinancing, but cannot be used for business only-financing  
  • Loan Term: 3, 5, 10 and 15 fixed-rate terms 
  • Amortization: 15, 20, 25 and 30 year options 
  • Leverage:  75% LTV allowance (subordinate debt allowed)
  • DSCR: 1.40 minimum DSCR
  • Credit Score Requirement: 660 minimum 

SBA Loans For Gas Stations

Many gas station owners find that the SBA 7a and SBA 504 loan programs are a great way to finance their businesses. Unlike traditional financing, SBA loans can be used to purchase equipment and to provide working capital for gas stations, making them a lot more flexible than many other loan options. Plus, SBA loans can offer up to 80% LTV on gas station properties. Despite the benefits of SBA loans, they do require that potential borrowers have a great credit score, little existing debt, and are willing to jump through quite a few hoops in order to qualify. 


For gas station loans from just $500,000 and up, click the button below and fill out a short, secure form for a fast, easy, and free commercial loan quote from a commercial mortgage banker. You may also email us any time at