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Veterinary Practice Commercial Property Loans 


Without a doubt, Americans love our pets. With around 80 million U.S. households being home to one or more non-human companion, we have the numbers to prove it. In 2017, veterinary practices and animal hospitals earned an estimated $42 billion in revenue, while employing more than 387,000 people across the entire country.

On top of that, experts suggest that the veterinary industry will continue to grow in the coming years, as the lifespan of household pets continues to improve. So, if you're looking to get financing for your veterinary practice, animal clinic, or animal hospital, Commercial Real Estate Loans. is ready and waiting to help. 

Veterinary Practice Loan Terms

In general, our veterinary practice loan terms include: 

  • Loan Size: $1 million+

  • Loan Purpose: Loan can be used for property acquisition or refinancing, but cannot be used for business only-financing

  • Loan Term: 3, 5, 7 and 10-year fixed-rate terms

  • Amortization: 15, 20, 25 and 30-year options

  • Leverage: Up to 90% LTV allowance (with SBA loans)

  • DSCR: 1.20 minimum DSCR

  • Credit Score Requirement: 660 minimum

SBA Loans for Veterinary Practices  

While privately-insured commercial property loans have their place, many veterinary practice and animal hospital owners have discovered that the SBA 7a and SBA 504 loan programs are also incredibly effective ways to finance their business. With SBA loans, veterinary practice and animal hospital owners can purchase commercial real estate, buy equipment and get working capital. That makes these loans significantly more versatile for business owners who need more than just property to jumpstart their business growth. While SBA loans have a lot of benefits, they do have stricter requirements than most other kinds of financing, including increased credit score requirements. 

Get A Free Veterinary Practice Property Loan Quote Today

For veterinary practice property loans from $1 million, click the button below and fill out a short, secure form for a fast, easy, and free commercial loan quote from a commercial mortgage banker. You may also email us any time at